Recently, a group of vision impaired people living in Redbridge received an informative talk from the local Metropolitan Police team. The police officers spoke about some of the scams currently operating in the UK that target all people regardless of age, background and income levels.
Here are 10 Golden Rules to remember to help you beat the scammers and protect yourself from fraud.
- Be suspicious of all ‘Too good to be true’ offers and deals. There are no guaranteed get-rich-quick schemes.
- Do not agree to offers or deals immediately. Insist on time to obtain independent/legal advice before making a decision.
- Do not hand over money or sign anything until you’ve checked the credentials of the company or individual.
- Never send money to anyone you do not know or trust, whether in the UK or abroad, or use methods of payment that you are not comfortable with.
- Never give banking or personal details to anyone you do not know or trust. This information is valuable so make sure to protect it.
- Always log on to a website directly rather than clicking on links provided in an email.
- Do not rely solely on glowing testimonials: find solid independent evidence of a company’s success.
- Always get independent/legal advice if an offer involves money, time or commitment.
- If you spot a scam or have been scammed, report it and get help. Contact ActionFraud on 0300 123 2040 or online at actionfraud.police.uk. Contact the Police if the suspect is known or still in the area.
- Do not be embarrassed to report a scam. Because the scammers are cunning and clever there is no shame in being deceived. By reporting you will make it more difficult for them to deceive others.
In addition, important information by the RNIB regarding cash machine crime prevention; firstly, only use a cash machine if you feel comfortable with your surroundings. Secondly, make sure that you’re happy with the machine itself, which you can do by feeling where your cash will be dispensed to check if it is free from any obstructions. Remember, if in doubt, use a machine inside a bank branch or retailer as it is less likely to have been tampered with.
Thank you to the Redbridge Metropolitan Police for giving a talk to our members on how to keep safe and scams to be aware of.
Written by Ray Calamaan, ELVis Communications Coordinator